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How the CARES Act Impacts IRAs and Retirement Plans
In addition to other coronavirus-related relief, the CARES Act impacts retirement account owners' required minimum distributions, penalties on withdrawals and IRA contribution deadlines. Note: Penalty-free withdrawals must occur in 2020. Learn more with our CARES Act FAQ .
What You Need to Know about Required Minimum Distributions (RMDs)
This video explains the process and timeline for taking an RMD and the importance of planning ahead, especially if you need to fulfill your RMD using illiquid assets. With the SECURE Act signed into law in December 2019, the rules surrounding RMDs have changed, raising the RMD age from 70 ½ to 72, effective Jan 1...
Required Minimum Distributions - Frequently Asked Questions
When retirement plan account owners reach age 73, they are responsible for taking a required minimum distribution (RMD) from their account. This process can be complicated depending on the account and assets involved. Following are some of the most common questions that we receive about RMDs.
The Importance of Retirement Readiness
In the US, millions of households are not on track to maintain their lifestyle in retirement. Learn about the important spending and saving factors to consider when planning for the future.
Mutual Fund Guide
This document contains a list of mutual funds and fund families that can be held in an account with Millennium Trust.
Our Role as Custodian
We often get asked, "What exactly do you do as a custodian?". This video explains what we do as your custodian, why our role is necessary and the services we provide.
4 Unintended Consequences of Congressional Proposals to Change IRA Investment Rules
The House of Representatives is discussing proposed legislation that would restrict what Americans can own within their individual retirement accounts. Find out what the the unintended consequences may be.
An Alternative Strategy for Diversification
Diversifying your portfolio can help protect against market volatility and help you reach long-term financial goals. Let's break down an alternative strategy for diversification.
Traditional IRA Calculator
How can contributing to a regular IRA help you in your retirement?
Roth vs. Traditional IRA Calculator
Use this calculator to determine which IRA may be right for you.
Retirement Nest Egg Calculator
Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nest egg should be.
Retirement Income Calculator
Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.