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Personal Investing

Preparing for Retirement through the Years: Maintaining Your Savings in Retirement

Once you’ve reached retirement, the question now becomes: what is the best way to manage your savings so that they last for the years ahead?

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Preparing for Retirement through the Years: Refine Your Savings Strategy During Peak Earning Years

When you reach your 40s and 50s, retirement suddenly becomes more of a reality. Learn about some considerations to maximize your current savings strategy.

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Preparing for Retirement through the Years: Stepping Up the Savings in Your 30s

Your 30s are a good time to assess your savings strategy and make any adjustments to make sure you’re on the right track to meet your savings goals.

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Preparing for Retirement through the Years: Building a Solid Foundation in Your 20s

When you’re just beginning your career, budgets are understandably stretched. But, your 20s are an important time to start building a foundation to allow your money to grow over time.

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How the CARES Act Impacts IRAs and Retirement Plans

In addition to other coronavirus-related relief, the CARES Act impacts retirement account owners' required minimum distributions, penalties on withdrawals and IRA contribution deadlines. Note: Penalty-free withdrawals must occur in 2020. Learn more with our CARES Act FAQ .

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How to Make an Alternative Asset Purchase (Pre-Custody Process)

The IRS allows self-directed Individual Retirement Accounts (IRAs) to hold a broad range of investment types. Many non-traditional assets, or alternative assets, can be held within an IRA but require specific investment documentation that’s not required for traditional investments, like stocks and bonds.

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What You Need to Know about Required Minimum Distributions (RMDs)

This video explains the process and timeline for taking an RMD and the importance of planning ahead, especially if you need to fulfill your RMD using illiquid assets. With the SECURE Act signed into law in December 2019, the rules surrounding RMDs have changed, raising the RMD age from 70 ½ to 72, effective Jan 1...

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Expect the Unexpected: Protect Your Retirement Savings with an Emergency Savings Fund

Emergencies are unpredictable and often expensive. Make sure you’re prepared for when something difficult happens without having to dip into your retirement savings.

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Required Minimum Distributions - Frequently Asked Questions

When retirement plan account owners reach age 73, they are responsible for taking a required minimum distribution (RMD) from their account. This process can be complicated depending on the account and assets involved. Following are some of the most common questions that we receive about RMDs.

FAQ & How-To
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The Importance of Retirement Readiness

In the US, millions of households are not on track to maintain their lifestyle in retirement. Learn about the important spending and saving factors to consider when planning for the future.

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Top 5 Reasons to Consider Alternative Investments

Alternative investments can act as powerful diversifiers in a portfolio and in a self-directed IRA. Learn about the top 5 reasons to consider them.

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Investing in Real Estate Using Your Self Directed IRA

Real estate has become an increasingly popular investment in building a diversified portfolio. Watch this brief video to learn more about holding real estate in a self-directed IRA.

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