When a 401(k) plan isn’t the right fit, small businesses have retirement savings options that are less expensive and less administratively complex such as SIMPLE IRAs.

A 401(k) plan is often too expensive and complex for a small business. The good news is small employers have other options that offer affordability and flexibility.

One of the “best kept secrets” in the real estate industry is that you can invest with a self-directed IRA. Be sure to understand your options and the do’s and don’ts of investing in an IRA first.

In early September, the IRS published supplemental guidance for some provisions in the SECURE Act. The information may affect how plan sponsors manage qualified retirement plans, as well as how individuals contribute to IRAs.

Late last month, the Securities and Exchange Commission (SEC) adopted amendments to the accredited investor definition that make it possible for financially savvy investors, who may not meet established financial metrics, to add private market investments to their portfolios.