Retirement Savings Selector Tool
for Small Businesses

What is the right retirement plan for my small business?

Selecting a retirement savings plan to offer at your small business can be intimidating. So much so that almost half of small businesses do not offer anything. There are seemingly endless options available, with choices like Payroll Deducted IRAs, SEP plans, SIMPLE Plans, and the better-known 401(k) plan. 401(k) plans are the option most often explored by businesses, but for some businesses it is not always the best fit. There are potentially less costly and less complicated options that would allow you to offer a retirement savings plan for employees at your business.

Does your business have employees other than owner(s)?
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How many employees do you have?
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What amount (expressed as a percentage of your employees pay) would you, as the employer, like to contribute to their accounts per year?
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