VP, Senior Communications Manager
A rapidly evolving regulatory environment is galvanizing change in the retirement industry. Greater regulatory scrutiny is changing the way some service providers approach automatic rollover services. Instead of providing the services in-house, they’ve begun to outsource rollovers to firms that specialize in servicing small balance accounts.
Corporate communications around retirement plans may soon become more complex, as plan sponsors decide how, and whether, to support participants as they move from work into retirement. The first step for many plan sponsors may be developing a policy or philosophy that will guide plan decisions for retired participants and retirement income solutions.
This column published in the Journal of Pension Benefits - Spring 2018 discusses preparing for retirement through SIMPLE IRAs.
Search processes for missing and unresponsive retirement plan participants have become a focus for the Department of Labor and Internal Revenue Service audits during the past year. Consequently, your plan should have a formal, documented process for managing participant data to show that you are meeting your fiduciary duty to find those participants.
The volume of merger and acquisition (M&A) activity in the United States has increased this year, reaching record levels. In May 2018 alone, 1,083 deals were announced, a 7.5 percent increase over the prior month. Analysis of qualified retirement plans should be an important part of M&A due diligence—and it’s not something to leave until the deal is almost done.
This article published in WealthManagement.com addressed how financial advisors can gain a competitive advantage by discussing alternative investments with their clients.
As the stock market has risen, so has participants’ optimism about the future. The current bull market will end eventually, but nobody knows when, or what will trigger the next recession. If you haven’t been educating plan participants about what may be ahead, you might want to get started.
IRAs have become a versatile and crucial retirement tool that helps improve retirement readiness. When Americans have access to 401(k) plans and IRAs, it’s a powerful combination that helps promote retirement readiness.
This article published in 401k Specialist discusses how interest rates are on the rise, and that it will have consequences for retirement plans and participants.
This article published in 401k Specialist examines generational challenges with retirement planning, and how plan sponsors can help Millennials, and all generations, better prepare for retirement.
Automatic enrollment, along with automatic deferral escalation, was the brainchild of experts in behavioral finance who theorized that employee inertia could be used to improve retirement outcomes. While auto-enrollment has improved participation and encouraged saving, participant inertia has created new challenges for plan sponsors.
This article published by Wolters Kluwer in the Journal of Pension Benefits, Autumn 2017 (Vol. 24, No. 2), discusses how plan sponsors should prepare for the proposed modernization form 5500.
This article published by ThinkAdvisor, discusses the importance of a well-diversified portfolio and explains why alternative investments can provide investors with a risk/return profile that is considerably different than equities, bonds or cash.
This article is part of a larger campaign to educate investors about the importance of alternatives and the role they can play in a well-diversified portfolio.
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