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Retirement Providers

University Uses Automatic Rollovers to De-Risk Pension Plan

Higher education institutions have seen an increase in lawsuits targeting their retirement plans in recent years. This private, non-sectarian research university reduced their risk and saved administration fees by implementing Millennium Trust’s Automatic Rollover Solution for their defined benefit plan.

Case Study
2 minute read

Rollover Solutions Connect People to their Retirement Funds

A major publication recently published an article that explored how 401(k)s can be “drained” when employees leave their companies. In that article, automatic rollover IRAs were pointed out as one area that can potentially have a negative impact on retirement savings for non-retirees. The article stated that, due...

Case Study
2 minute read

Automatic Rollover IRAs Are Valuable Retirement Tools

Over the past several years, debate around the Department of Labor’s proposed fiduciary rule has focused on retirement advice and fiduciary responsibility. One often-raised issue is the value of Individual Retirement Accounts (IRAs) as retirement tools. Some experts think they are essential retirement planning tools...

Case Study
6 minute read

Retirement Services

Our suite of IRA and retirement services helps you reduce costs and liabilities, and better serve plan participants.

Fact Sheet
4 minute read

The Key to the Uncashed Checks Dilemma

This White Paper details why uncashed checks have become a problem for plan sponsors, how widespread the problem is, how the problem can affect plan sponsors and how automatic rollover IRAs are the best solution to the problem, all based on guidance and rulings from the DOL, with respect to the Employee Retirement...

White Paper
10 minute read

Automatic Rollover Comprehensive Solution

Our Automatic Rollover process is efficient and client-friendly. The IRAs we offer are designed to comply with the DOL’s Safe Harbor Regulations, while actively engaging and empowering participants on their journey toward retirement. Supporting Plans and Participants on the Road to Retirement Millennium Trust helps...

Fact Sheet
3 minute read

Searching for Missing Participants

OVERVIEW Millennium Trust’s comprehensive search and outreach procedure is able to locate an overwhelming majority of missing or non-responsive account holders in order to reunite them with their retirement accounts. IDENTIFYING MISSING ACCOUNT HOLDERS At Millennium Trust, individuals are considered "missing...

Fact Sheet
2 minute read

Top 5 Reasons to Select Millennium as Your IRA Provider

DO WHAT YOU DO BEST, AND PUT US TO WORK ON THE REST. 1. INDEPENDENT AND SECURE Millennium Trust is an independent custodian. In our view, the objective is simple: focus on the client. We do not compete for your client’s business. Despite difficult economic times, Millennium Trust continues to grow. Today we administer...

Fact Sheet
2 minute read

60-Day Rollover Program

If an IRA owner receives a distribution of an alternative asset from the current custodian, they generally have 60 days from receipt of assignment to roll over the asset into a new IRA without tax implications. To help assist investors who have alternative assets, Millennium Trust Company ("Millennium") developed a...

Fact Sheet
2 minute read

Abandoned Plan Solution

Significant business events, such as bankruptcies, mergers, acquisitions and business closures often result in employers - particularly small employers - abandoning their retirement plans (e.g., 401(k) plans). The Department of Labor (DOL) Abandoned Plan Program provides a set of rules in response to the growing...

Fact Sheet
2 minute read

Automatic Rollover Solutions for Governmental Plans

OVERVIEW Most government entities offer retirement plans to their employees. But what happens to those employee retirement accounts when employees leave? While many choose to rollover their account on their own, there are a large number of missing and non-responsive participants whose accounts remain in the retirement...

Fact Sheet
2 minute read

Automatic Rollover Solutions for Not-for-Profits

OVERVIEW Most not-for-profit organizations offer retirement plans to their employees. But what happens to those employee retirement accounts when employees leave? While many choose to rollover their account on their own, there are a large number of missing and non-responsive participants whose accounts remain in the...

Fact Sheet
2 minute read