Our Workplace Savings Solutions increase access to retirement solutions for small businesses when a 401(k) isn’t the right fit. Learn how to choose and administer a plan. For more, visit our Workplace Savings Solutions page.
The Retirement Savings Selector Tool for Small Businesses can help small business owners identify which retirement plan may be the best fit from a few quick and easy questions. Visit the Retirement Savings Selector Tool to explore your options.
Millions of businesses in the U.S. don’t offer any retirement plan due to perceived costs and misunderstanding of options. When a 401(k) isn’t the right fit, small businesses have easier, more cost-effective options to help their employees save.
Retirement savings options like SIMPLE, SEP and Payroll Deducted IRAs are less costly and administratively complex than a 401(k) for businesses of a smaller size.
The House of Representatives is discussing proposed legislation that would restrict what Americans can own within their individual retirement accounts. Find out what the the unintended consequences may be.
Use this calculator to see the benefits of an Individual 401(k) for the self-employed.
This survey explored employer awareness of retirement saving benefit options, barriers and drivers to adopting retirement savings programs, and attractive aspects of programs. The survey also looked at how employers and employees view the impact of savings benefit programs on employee retention/attraction, and views...
Our survey of small businesses and employees revealed joint interest in retirement savings, but misconceptions about their retirement options have caused small businesses not to take action.
Retirement savings plans are important to Millennials and can help small businesses attract and retain talent.
As state-sponsored retirement plans become more widespread, federal plans, like multiple employer plans (MEPs), have come front and center. But, small businesses want a private option for retirement savings, not a one-size-fits-all approach.
Americans aren’t saving enough for retirement. Small businesses have options to offer retirement savings plans to their employees.
Forty-seven percent of small businesses don’t offer a retirement savings benefit program. Workplace Savings is designed for businesses where 401(k) plans may not be the best fit and aims to increase employee access to tax-advantaged retirement savings at work, all while minimizing the cost and time required of the...