The SECURE Act aims to increase Americans’ ability to save for retirement. With the elimination of stretch IRAs, some Americans may need to make immediate changes to their estate and legacy plans.

As the stock markets plummet and concerns over a pandemic increase, it’s important to not lose focus on long-term investment goals. 

As we usher in a new decade and reflect on the last, it’s natural to wonder what’s to come. After ten years of strong markets, what can investors do to be prepared for a potential market downturn? 

This is the final part in a series examining the state of retirement in America that discusses how the retirement crisis came to be, the problems that we face today and what solutions are being presented to improve retirement outcomes for American workers.

For years, we have seen much back and forth on whether or not we face a retirement savings crisis in America. The reality is longer lifespans play a major part in Americans’ lack of savings.