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February 1, 2019
3 Reasons to Invest in Single-Family Rentals

This U.S. News & World Report article explores three reasons to invest in single-family rental properties. Results from the 2018 Millennium Trust Investor Survey were mentioned among other interest insight into the current real estate markets.

January 28, 2019
Consolidate Your Retirement Accounts Carefully

Many Americans have worked at multiple companies throughout their career, which means they could have several 401(k) plans and even a couple of IRAs. This Kiplinger article examines the pros and cons of consolidating your retirement accounts, and Terry Dunne, Managing Director of Retirement Services, discusses the potential advantages of consolidating your employer plans in one IRA.

January 22, 2019
5 Retirement Proposals to Watch in Washington

Midterm elections have reconfigured the power structure in Washington. With retirement plan legislation as a bipartisan priority, however, retirement proposals could make headway.

December 19, 2018
Do IRAs Really Cost More Than 401(k) Plans?

In this Journal of Pension Benefits article from the Autumn 2018 (Vol. 26, No. 1) issue, Terry Dunne discusses why providing retirement savers with information that is significantly more transparent would help them determine the actual costs of participating in both IRAs and 401(k) plans.

November 21, 2018
Hey! MEPs Aren’t the Only Retirement Solution for Small Businesses

Federal and state governments are concerned about the retirement crisis in the U.S. and have been taking steps to encourage higher levels of workplace retirement plan sponsorship and participation. Small business owners who want the freedom to choose plans that suit their companies’ needs should educate themselves about the options available sooner rather than later.

October 11, 2018
What’s Your 401k Plan’s Retirement Income Philosophy?

Corporate communications around retirement plans may soon become more complex, as plan sponsors decide how, and whether, to support participants as they move from work into retirement. The first step for many plan sponsors may be developing a policy or philosophy that will guide plan decisions for retired participants and retirement income solutions.

September 10, 2018
Outsourcing Automatic Rollovers Strengthens Core Recordkeeping Functions

A rapidly evolving regulatory environment is galvanizing change in the retirement industry. Greater regulatory scrutiny is changing the way some service providers approach automatic rollover services. Instead of providing the services in-house, they’ve begun to outsource rollovers to firms that specialize in servicing small balance accounts.

September 10, 2018
401k Plan Management: How to Better Organize Participant Data

Search processes for missing and unresponsive retirement plan participants have become a focus for the Department of Labor and Internal Revenue Service audits during the past year. Consequently, your plan should have a formal, documented process for managing participant data to show that you are meeting your fiduciary duty to find those participants.

August 13, 2018
Make Sure 401k M&A is Done Right

The volume of merger and acquisition (M&A) activity in the United States has increased this year, reaching record levels. In May 2018 alone, 1,083 deals were announced, a 7.5 percent increase over the prior month. Analysis of qualified retirement plans should be an important part of M&A due diligence—and it’s not something to leave until the deal is almost done.

July 16, 2018
How Confident are 401k Participants, Really?

As the stock market has risen, so has participants’ optimism about the future. The current bull market will end eventually, but nobody knows when, or what will trigger the next recession. If you haven’t been educating plan participants about what may be ahead, you might want to get started.

June 8, 2018
IRAs Help Americans Fight For Retirement Security

IRAs have become a versatile and crucial retirement tool that helps improve retirement readiness.  When Americans have access to 401(k) plans and IRAs, it’s a powerful combination that helps promote retirement readiness.