MTC New Accounts

Welcome to Millennium Trust Company

We are excited to have you as a Millennium Trust client and appreciate the opportunity to serve you. For more information on the features of your Automatic Rollover IRA, please review the information below.

Account Documents

Please carefully review the documents that govern your new Millennium Trust IRA. We encourage you to either save an electronic copy or print them out for your records.

Traditional IRA DocumentsROTH IRA DocumentsSEP IRA DocumentsSIMPLE IRA DocumentsFee SchedulePrivacy Policy

Recurring Distribution Payments

To continue recurring distributions you are receiving from your IRA, including those set up with respect to Required Minimum Distributions (RMDs), please download and submit the IRA Distribution form to Millennium Trust by February 13, 2019. Be sure to select “Systematic Payments” in section C and complete Section D in its entirety to set up the recurring distribution payments.

IRA Distribtuion form

Frequently Asked Questions

Who is Millennium Trust?

We are a Retirement Services provider located just outside of Chicago, in Oak Brook, IL. We currently serve over 800,000 clients like you nationwide. For more information, we encourage you to visit our About Us page.

What are the fees for the Millennium Trust IRA?

For full details, please download a copy of your fee schedule from above.

What options do I have for my account?

To transfer to Millennium Trust, you don’t have to do anything. Your account will be automatically transferred here on the date indicated in your letter. If you would like to move your account elsewhere, please refer to the letters you received from your previous custodian and us with complete instructions.

Will my log in instructions be the same as my log in with Total IRA and IRA Solutions once it rolls over to Millennium Trust Company?

No, they will not be the same. Once your account is transferred to Millennium Trust, you will access your account at MTOnline instead of logging in at Through MTOnline you can view account activity, access statements and use the self-directed trading tool. Instructions for access will be communicated to you once your new Millennium Trust account is established.

Will my account number be the same with Millennium Trust Company?

Your current IRA account numbers will the same except a “W” will be added to the beginning of the account number (e.g. W1238947).

Will all of my prior account history be transferred over

No, you will receive your final statement for calendar year 2018 from the IRA Center in January 2019. Millennium Trust will provide IRA owners with an annual account statement for calendar year 2019 and thereafter that includes account balance, holdings and all activity for each year.

Read more

While you will no longer have access to quarterly account statements, you will be able to access your account balance online or by contacting Millennium Trust client service at any time throughout the year.

PLEASE NOTE: Upon establishment of your account at Millennium Trust on January 1, 2019, you will no longer have access to your prior calendar year account statements or other account information at  We highly recommend you download or otherwise save any information that you may want to retain from prior to January 1, 2019.

Do I have to do new paperwork for beneficiaries, RMDs or recurring distributions?

Yes. After your account moves to Millennium this can be done be online or via paper after taking control of your account. Instructions will be referenced in the Millennium Trust Welcome Letter.

Who do I contact with more questions?

If you have questions related to the resignation of your account, contact a customer service representative at 888.261.7687. For information on Millennium Trust’s IRA, contact or 877.682.4727.