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Security Policy
While the Internet is generally not a secure environment and no one can guarantee absolute security, we strive to provide our clients with a level of comfort about the security of the information they store and transmit through our website. Protecting your personal information is of vital importance to Millennium Trust. It is our goal that all information submitted and transactions completed through this Website are confidential and secure.
Protecting your information and transactions is a shared responsibility.
Here is what Millennium Trust does to protect your information and what you can do, as well.
Millennium Trust’s Role in Security
Secure Communications
Our system is designed so that data will be encrypted as it travels to and from your PC. Encryption turns meaningful words and phrases into coded language. Everything you do during your Millennium Trust’s web access sessions is encrypted using 128-bit encryption, making your account information read as gibberish to everyone but you and Millennium Trust. 128-bit encryption means there are 2128 possible keys that could fit into the lock that holds your account information, but only one that actually works for each session. Encryption is accomplished through Secure Sockets Layer (SSL), which has become one of the de facto standards for data encryption on the Internet. This makes it difficult for your sensitive financial information to be deciphered by unauthorized individuals. SSL allows users to establish sessions with Internet sites that are secure, meaning there is minimal risk of external violation.
Secure Login
For security, an ID and password must be entered to access the website and your account. Additionally, the password you enter displays as asterisks so that no one else can see it. An account lockout condition has been set to prevent unauthorized access. After three consecutive failed attempts to access your account, access will be restricted and you will have to contact us. Millennium Trust employees do not know your password and do not need to know your password. No one from Millennium Trust will ever ask you for your password.
Secure Environment
To provide additional safety, Millennium Trust’s account access does not connect directly to the Internet. It is protected by firewalls – software and hardware products that are intended to define, control, and limit the access that outside individuals have to account access. As a general rule, firewalls allow only authenticated users to send or receive transactions through the system.
Further, Millennium Trust’s account access is registered with Verisign, an industry leader in website identification and encryption. Via your browser, Verisign allows you to confirm this website provider’s identity before transmitting any personal information.
Automated Time Out
To help prevent unauthorized access to your account, your session on the website will automatically end after 15 minutes of activity.
Use of Cookies
Information sent to your browser and subsequently saved on your computer is commonly called “cookies.” This website will not create cookies that contain your personal or account information. However, the website will add cookies to facilitate navigation of the site. In general, a browser will provide options as to how you want to use cookies and will let you enable or disable the use of cookies. However, if you choose to disable cookies, you may not be able to use certain features of our web access.
Your Role in Security
- Do not share your ID and password with anyone else. If you lose your login information, notify us immediately.
- Keep your ID and password safe. Memorize this information and never tell it to anyone. Remember, we do not need your password to help you and will never ask you for it.
- Change your password frequently, at least every 30 days.
- Follow the guidelines below this section for creating strong secure passwords.
- Make sure no one else is watching you when you type in your ID and password.
- Use the most recent version of Microsoft Internet Explorer or Netscape Navigator to access your account online.
- To verify that your session is secure, look for an address starting with https:// instead of http:// and a secure symbol (closed padlock for Internet Explorer or key for Netscape) on the status bar of your browser located on the lower part of your screen.
- Do not leave your computer unattended during an account access session.
- Click Logout to end your account access session.
- Promptly report known incidents of unauthorized account access immediately.
- Review all your confirmations and account statements and verify the accuracy of all account information, all transactions, and other instructions entered through account access. Promptly notify us of any errors, omissions, or inaccuracies you may find.
Guidelines for Creating a Strong Secure Password
- Create a password with a length of 8 alphanumeric characters.
- Use a combination of uppercase and lowercase characters as well as numbers in your passwords.
- Do not use single words that can be found in the dictionary.
- Do not use your name, your spouse’s name, your pet’s name, birthday, favorite food, or any personal information that others can easily obtain.
- Do not use a password that contains part of your ID or email address.
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