Participating Banks

The institutions listed below participate in Millennium Trust’s Cash Sweep Program. Institutions are not necessarily listed in the order of use and may be changed at any time. Visit each bank’s website for additional information.

AmeriServ Bank

Local communities and area businesses have been relying on AmeriServ Bank® for more than a century. We occupy a unique position in the communities we serve because we are one of the last remaining banks with our headquarters located within our service area. We believe in community growth, and we want each customer to feel like they are a part of this special AmeriServ® family. We want to be your bank for life. To learn more about us, visit our website at, or call us at 1.800.837.BANK. AmeriServ is headquartered in Johnstown, PA and is publicly traded on NASDAQ under the symbol ASRV. The company has total assets of $1.1 billion and currently operates 16 community banking offices encompassing five counties

Atlantic Coast Bank

Atlantic Coast Financial Corporation is the holding company for Atlantic Coast Bank, a federally chartered and insured stock savings bank. It is a community-oriented financial institution serving northeastern Florida and southeastern Georgia markets. Investors may obtain additional information about Atlantic Coast Financial Corporation at, under Investor Relations. Atlantic Coast Bank is a member of the FDIC and an Equal Housing Lender.

Banc of California

Banc of California, Inc. (NYSE: BANC) has total assets over $6.0 billion. The Company’s principal subsidiary, Banc of California, N.A., provides banking services and loans serving the diverse needs of private businesses, entrepreneurs and homeowners. Banc of California operates over 100 offices, including 38 full-service branch locations, in California and the West. Banc of California is a member of the FDIC and an Equal Housing Lender.

Bank of the Ozarks

Bank of the Ozarks, started in 1903, is a state-chartered commercial bank headquartered in Little Rock, Arkansas. Bank of the Ozarks is respected as one of the nation's strongest banks a result of sound financial performance, steady growth and exceptional service. With a solid record of long-term growth in loans, deposits and earnings, Bank of the Ozarks has been recognized as the top performing bank in the country based on financial performance for the years 2011, 2012, 2013, 2014, and 2015. Its parent company, Bank of the Ozarks, Inc., is a bank holding company traded on the NASDAQ Global Select Market under the symbol “OZRK”. Bank of the Ozarks is a member of the FDIC and an Equal Housing Lender.


BankUnited has more than $12 billion in assets and more than 95 branch locations and focuses on the financial needs of growing companies and their executives, consumers and commercial and middle-market businesses in Florida's thriving coastal regions. The bank offers a broad range of online services, treasury management tools for businesses and traditional depository and lending products. Bank United is a member of the FDIC and an Equal Housing Lender.

Barclays Bank Delaware

Barclays is a major global financial services provider engaged in retail banking, credit cards, corporate and investment banking and wealth management with an extensive international presence in Europe, the Americas and Africa and Asia. Barclays operates in over 50 countries and employs over 140,000 people. Barclays moves, lends, invests and protects money for 48 million customers and clients worldwide. Barclays Bank Delaware is a member of the FDIC.

Belmont Bank & Trust

Belmont Bank & Trust Company is located on the northwest side of Chicago. Its customers benefit from the responsiveness of a small bank, but have access to products and services similarly offered at larger banks. State-of-the-art technology is provided with such options as internet banking, remote capture, mobile banking and cash management. Belmont offers a suite of products, including free automatic bill pay, for the busy professional. A wide array of loan products are available which include small to medium-sized business loans, commercial real estate & construction financing and competitive home equity lines of credit. Belmont Bank & Trust is a member of the FDIC and an Equal Housing Lender.

Bridgewater Bank

Bridgewater Bank is a full service bank committed to serving the diverse needs of successful entrepreneurs. With an asset size of over $890 million and four branches, Bridgewater ranks among the top 16 largest banks in the Twin Cities by asset size, as recognized by the Minneapolis/St. Paul Business Journal. Providing responsive service and simple solutions for real estate investors and small business entrepreneurs has been the focus of the bank since its inception in 2005. The leaders are entrepreneurs who understand that creative, flexible solutions are what set Bridgewater Bank apart as a market leader. Bridgewater Bank is a member of the FDIC and an Equal Housing Lender.


Citi, the leading global financial services company, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services and wealth management. Citi is a member of the FDIC and an Equal Housing Lender.

Citizens Bank

Citizens Bank, is a wholly-owned subsidiary of Citizens Financial Group, Inc., a publicly traded stock company headquartered in Providence, Rhode Island. Established in the 1800s, Citizens Financial Group is one of the oldest and largest financial institutions in the United States with $140 billion in assets and more than 17,000 colleagues. Citizens Bank is a member of the FDIC and an Equal Housing Lender.

Customers Bank

Customers Bank is a wholly-owned subsidiary of Customers Bancorp, Inc., a publicly traded stock company headquartered in Wyomissing, Pennsylvania. Established in 1997, Customers Bank has $9.0 billion in assets with branches and offices throughout the Eastern United States. Customers Bank is a member of the FDIC and an Equal Housing Lender.

First Choice Bank

First Choice Bank opened its first branch in Lawrenceville, NJ in 2007, the first community bank to open in the area in 40 years. Since then, they have grown steadily, opening four additional branches in Mercer County. In 2009, they opened a mortgage services division, First Choice Bank Loan Services Inc., allowing them to offer their customers highly competitive loan rates. First Choice Bank strives to service every community in which they do business; they are currently active in the Mercer County Chamber of Commerce. The bank is an equal opportunity lender and member FDIC.

First Foundation Bank

First Foundation Bank is a federally chartered bank offering trust management, depository accounts, commercial lending and other services. The bank's client base is mid-to-high net worth individuals, as well as small businesses and owners, with most loans being business lines of credit, multi-family property loans, commercial investment and commercial owner-user real estate. First Foundation Bank is a member of the FDIC and an Equal Housing Lender.

First Merchants Bank

First Merchants Corporation is the largest financial services holding company located in Central Indiana. First Merchants provides its customers with broad financial services delivered locally by bankers who are known and trusted in their communities. They offer personal banking, business banking, mortgage lending, cash management services, wealth management and insurance. The largest part of the company is First Merchants Bank, N.A., providing the best of what banking can offer since 1893. First Merchants Bank is a member of the FDIC and an Equal Housing Lender.

First Republic Bank

First Republic Bank, founded in 1985, is a state chartered commercial bank and publicly traded stock company headquartered in San Francisco, California. First Republic Bank has $65 billion in total assets as of June 30, 2016, with branches and offices throughout Northern California. First Republic Bank is a member of the FDIC and an Equal Housing Lender.

Gorham Savings Bank

Gorham Savings Bank is a Maine-based community bank, with nearly $1 billion in assets. They are focused on doing what’s best for their customers – whether it’s providing a new service that works for more people or taking the time to ask what more they can do to help. They offer every convenience for banking off-site or on-line, but never, ever compromise on personal attention. And that, as proud as they are of their history dating back to 1868, their sights are firmly – and optimistically – set on what’s ahead. Gorham Savings Bank is a member of the FDIC and an Equal Housing Lender.

Great Western Bank

Great Western Bank is a regional, Midwestern bank with core relationship banking values, over $9 billion in assets and an agribusiness and commercial & industrial lending focus. With executive offices located in Sioux Falls, South Dakota, Great Western Bank has nearly 200 banking locations across Iowa, Nebraska, Arizona, Colorado, Kansas, Missouri and South Dakota. Great Western Bank’s parent company, National Australia Bank Limited, is an international AA-/Aa2 (S&P and Moody's, respectively) rated financial services organization with over $750 billion in assets and provides comprehensive and integrated financial products and services. Great Western Bank is a member of the FDIC and an Equal Housing Lender.

Inland Bancorp, Inc

Inland Bancorp, Inc, is the holding company for Inland Bank and Trust. Inland Bancorp, Inc. holds more than $1.1 billion in bank assets and is a member of The Inland Real Estate Group of Companies, Inc. The Inland Real Estate Group of Companies, Inc. is comprised of a group of independent legal entities, some of which may be affiliates or share common ownership, and comprises independent real estate and financial companies with more than 40 years of experience. Headquartered in Oak Brook, IL, member companies own and manage over 113 million square feet of commercial real estate in 46 states in the U.S. and Canada, with managed assets in excess of $25.3 billion. Inland Bancorp is a member of the FDIC and an Equal Housing Lender.

Investors Bank

Investors Bank is the largest bank headquartered in NJ and has been serving its customers since 1926. With more than $ 20 billion in assets and a network of over 135 branches, Investors offers a comprehensive suite of retail and business banking services at competitive rates delivered with a highly personalized touch. To learn more call 855.iBank4U (422.6548) or visit us online at Investors Bank. Member FDIC. Equal Housing Lender.

KS State Bank

KS State Bank, established in 1969, is a state-chartered commercial bank headquartered in Manhattan, Kansas. The Bank offers home loans, personal and business solutions, and government financing. The Bank currently operates in seven locations and has over $1.1 billion in assets. KS State Bank is a member of the FDIC and an Equal Housing Lender.

MB Financial Bank

MB Financial Inc. is the Chicago-based holding company for MB Financial Bank, N.A., which has approximately $15 billion in assets and a more than one hundred year history of building deep and lasting relationships with middle-market companies and individuals. MB offers a full range of powerful financial solutions and the expertise and experience of bankers who are focused on their clients’ success. MB Financial is a member of the FDIC and an Equal Housing Lender.

Pacific Mercantile Bank

Pacific Mercantile Bank opened for business March 1, 1999. The Bank, which is FDIC insured and a member of the Federal Reserve System, provides a wide range of commercial banking services to businesses, business owners and business professionals through its combination of traditional banking offices and comprehensive, sophisticated electronic banking services. The Bank, headquartered in Orange County, operates a total of nine offices in Southern California, located in Orange, Los Angeles, San Diego, and San Bernardino counties. In addition, the Bank offers comprehensive online banking services accessible at Pacific Mercantile Bancorp (NASDAQ:PMBC) is the parent holding company of Pacific Mercantile Bank.

Plaza Bank

Plaza Bank, established in 2005 and headquartered in Irvine, California, is a wholly-owned subsidiary of Plaza Bancorp, a publicly traded stock company. Plaza Bank has $1.1 billion in total assets as of June 30, 2016, with branches and offices throughout Southern California. Plaza Bank is a member of the FDIC and an Equal Housing Lender.

Scotiabank de Puerto Rico

Scotiabank de Puerto Rico is a subsidiary of Scotiabank, which has been operating in Puerto Rico since 1910, providing banking services to all segments of the population with savings and checking account products and personal, auto, and mortgage loans. It is also a bank that provides services to small, medium and large businesses. With 1,800 employees and a network of 47 branches across the Island, including 29 newly acquired R-G Premier Bank locations, its focus is on providing first class service to its customers. It is also part of the Scotiabank Group banking network, a leading multinational financial services provider and Canada's most international bank. Scotiabank and its affiliates serve some 21 million customers in more than 55 countries around the world. Scotiabank is a member FDIC and an Equal Housing Lender.

Texas Capital Bank

Texas Capital Bank, the principal subsidiary of Texas Capital Bancshares (NASDAQ: TCBI), is a commercial bank that delivers highly personalized services to businesses and private clients. Headquartered in Dallas, the bank has full-service locations in Austin, Dallas, Fort Worth, Houston, Plano and San Antonio. Texas Capital Bank is a member of the FDIC and an Equal Housing Lender.

The Provident Bank

Established in 1828, The Provident Bank is an independent, mutually-controlled, full-service community bank with a focus on commercial lending and business services with offices in Amesbury and Newburyport, Massachusetts and Exeter, Hampton, Portsmouth and Seabrook, New Hampshire. Additional lending offices are in Bedford and Nashua, New Hampshire. The Bank is dedicated to the goal of being the highest-performing bank, providing excellence in service to our customers, our communities and our employees. All deposits are insured in full through a combination of insurance provided by the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF).

TriState Capital Bank

TriState Capital Bank, a subsidiary of TriState Capital Holdings, Inc. (NASDAQ: TSC), is a private and commercial bank. TriState Capital’s main office is located in Pittsburgh. The Bank also has representative offices in Philadelphia, New York City, Northern New Jersey and Cleveland, OH. TriState Capital is a member of the FDIC and an Equal Housing Lender.

U.S. Bank

U.S. Bancorp (NYSE: USB), with $364 billion in assets as of Dec. 31, 2013, is the parent company of U.S. Bank, the 5th largest commercial bank in the United States. The company operates 3,081 banking offices in 25 states and 4,906 ATMs and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. US Bank is a member of the FDIC and an Equal Housing Lender.